Free Real Estate Calculators

Estimate your mortgage payment, rental cash flow, home-buying budget, and Quebec land transfer tax — all in one place.

Mortgage Payment Calculator

Home price ($)

Down payment

Interest rate (annual %) Amortization (years) Add mortgage default insurance if down payment is under 20%

Rental Income / Cash Flow Calculator

Purchase price ($)

Down payment

Monthly rental income ($) Monthly mortgage payment — principal & interest ($) Monthly property tax ($) Monthly insurance ($) Monthly condo fees ($, if applicable) Maintenance reserve (% of rent) Vacancy allowance (% of rent) Property management (% of rent)

Affordability Calculator

Annual household income ($) Other monthly debt payments ($ — car, credit cards, loans) Down payment available ($) Estimated annual property tax ($) Monthly condo fees, if any ($) Interest rate (annual %) Amortization (years)

Quebec Land Transfer Tax (“Welcome Tax”)

Purchase price — or municipal/CQ evaluation if higher ($) Municipality

These calculators provide estimates for planning purposes only and are not a guarantee of financing or final amounts. Mortgage qualification, insurance premiums, taxes, and closing costs vary by lender, insurer, and municipality — confirm exact figures with your lender and notary. Contact me any time if you’d like help running your numbers.

Mortgage Payment Calculator

Rental Income / Cash Flow Calculator

Affordability Calculator

Quebec Land Transfer Tax (“Welcome Tax”)

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